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List of insurance agents & companies in California

Insurance companies in California Finding an independent insurance agent in California may be difficult. We are here to help you find the best insurance policy and coverage that is more closely tailored to your individual needs. Below is a list of carriers, agents, brokers and insurance companies around California, who are licensed by a state's insurance department to sell various types of insurance policies, such as: health insurance, life insurance, disability insurance, homewner's and car insurance in California. Learn how to compare insurance quotes from leading national providers, find and hire the most skilled insurance broker or agent, get the best rates and save on your insurance policy.
Seems you are searching a new insurer in California, respectively smart, experienced and well-rated insurance agent who specialize in many areas of insurance, such as: car insurance, homeowners, life and health insurance, annuities, property or casualty. To get started finding the right insurance agent near you just enter your city, zip code or personal details (name, license, address) in the box below and browse individual agent profiles.

Insurance related articles
How to choose an insurance broker near you that provide solutions tailored to client needs? Whether you need a car insurance, home insurance, life insurance, business insurance, or some specific insurance plan, contacting a private insurance company (captive agent) directly can limit the number of choices available for you (the purchaser). We have some suggestions for finding the right insurance agent or independent broker in California. If wish to speak with an insurance agent or broker representing an insurance company in your state, you can browse our database (list) of insurance agents in California, compare different profiles, write and read reviews and resolve questions of common interest. By using our service, you can check insurance agency website, detailed contact information or social networking sites.
  • Ask for referrals, reviews and customer rating
  • Decide lf agent's location is important
  • Visit company or insurance agent website or call directly
  • Check license status and look for credentials
  • Meet and interview with various agents of your choice
  • Before hiring an insurance professional, ask if he have ever been sued by a client
Reviews & license status inquiry
Once you find an insurance agent near you, it is very important to check their license status. Are you a consumer, and don't know the license number? You can browse all registered agencies with the name search or use a direct search by license number to find agent records. By using this service, you can review your agent's licensing history and gather detailed information about agents in your area.
No matter if you are looking to purchase a new insurance, cancel your old (existing) policy or simply trying to understand the insurance you currently have. We - and our partners - provide generall guidance. Learn to think like an insurance agent to find the best and cheapest coverage. Is it a long time since you last reviewed your insurance policies? It may be a good idea to speak with an insurance specialist in California and review your insurance policies.
  • Auto/Car Insurance (liability, collision, and comprehensive)
  • Health Insurance (pay for medical expenses)
  • Homeowner/Residential (property insurance that covers losses and damages)
  • Life & Annuity (protect you from the risk of outliving your income)
  • Long-Term Care (LTC or LTCI - healthcare facilities)
  • Medicare Supplement (it may help pay some of the hospital and medical costs)
  • Pet TNC Ride-hailing - wikipedia explanation
  • Workers' Compensation (medical benefits to employees injured in the course of employment)
Are you interested in how do you become a licensed insurance agent in California or anywhere in the United States? Well, this question have many sub-questions. Captive agents and even independent insurance agents sell insurance policies to customers on behalf of insurance carriers. Learn how to become a good and well skilled insurance agent with no previous experience. This journey starts with your education and from the application for a license.
  • How hard is a career of selling insurance?
  • How much does it cost and to get an insurance license in California?
  • How long does it take to get an insurance license in California?
  • What are the main requirements to become a insurance agent?
  • How do i become a health, home or life insurance agent or an auto insurance agent?
  • What is the difference between an insurance agent and a broker?
  • What are the main types of asymmetric information problems in insurance industry?
5 basic steps to become an insurance agent
  • Step 1 - You can study and complete an associate / bachelor's degree program
  • Step 2 - Choose a specialty and receive a licensure for particular line of authority.
  • Step 3 - Complete pre-licensure requirements (general pre-licensing education vary by state)
  • Step 4 - All future insurance agents must pass a licensing exam to sell insurance
  • Step 5 - Now you have a license - you become an independent insurance broker
  • Step ? - Captive agent: you are are eligible for employment at insurance agencies and brokerages around California
Reviews and client testimonials of insurance agents in  California.

Reviews of insurance agents and companies near California

We want to know your opinion on the list of insurance brokers, agents and careers close California. Why? How else can we improve the insurance market, raise the profile of capable and experienced insurers and discard the incompetent?

Written by Admin
Mon, 11/18/2019 - 17:44

Who has the cheapest car insurance in California?

Many Californians are asking us, why is car insurance in California so expensive? The main reason for the high costs of liability insurance and auto insurance is the fact that it is a country with a high population density and the related higher number of traffic accidents. Countries with lower population and lower accident rates also have lower car insurance rates. Let's go back to the question of how to find the cheapest auto insurance in California.

We hear from all sides that shopping around is the key ... is that true?

To be sure that you will find and buy the best cheap car insurance in California, you will of course have to shop around for coverage. This means that the first step is to compare car insurance prices, or possibly finding the right insurance agent to help you find the right insurance policy.

The cheapest of the most popular

To be honest, there are also insurance companies with much cheaper policies, but their customer service is usually very poor quality with very negative reviews from customers. And, given the fact that customer service is one of the most important factors in choosing an insurer, these dealers are not listed in the "top 5". As you can see, the top 5 includes the most famous insurance companies in the United States. These insurance companies are definitely not trouble-free and not suitable for everyone. As you know, car insurance rates vary and lot depending on many factors, including: your age, exact location (city), previous driving history and even credit score. Remember that insurance rates can vary from one company to the next, as well as when buying from insurance agents, so it pays to compare as many car insurance quotes as possible before buying.

Rank Insurance company Annual Rate
1 Nationwide $1,130
2 GEICO $1,230
3 State Farm $1,450
4 Allied $1,680
5 Progressive $1,690

Best car insurance companies for veterans and military families

Veterans and their family members are usually well informed about discounts and bargains. To find out what the best car insurance companies in California are, please see the table below. This table lists the insurance companies that offer California veterans, military retirees and their families some kind of discount on liability and auto insurance. The discount on car insurance for veterans is usually between 3% - 20% depending on the insurance company and the applicant. Attention: some discounts are only valid in the listed locations of the United States.

Insurance company Annual rate (veterans, military members)
USAA up to a 15% discount
Arbella 10% in Massachusetts only
Armed Forces Insurance unknown in 2019
Esurance does not offer
Farmers an estimated 5% discount
Geico up to 15% off your insurance plan
Nationwide unknown in 2019

Minimum insurance coverage needed in California - limits

Before you start buying and comparing car insurance prices, you need to know at least the minimum California car insurance coverage. However, many types of drivers, such as high-risk drivers with previous claims, should look for auto insurance with higher insurance limits and claims (in the event of a car accident). Keep in mind that California requires drivers (vehicle owners) to carry at least the following minimums:

  1. Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum
  2. Property damage liability coverage: $5,000 minimum
  3. Uninsured motorist stabbed injury coverage: $15,000 per person / $30,000 per accident minimum
  4. Uninsured Motorist Property Damage Coverage: $ 3,500 minimum

Credit score & average auto insurance rates in California

Credit score Average annual rate
Very Poor (300-579) $1,600
Fair (580-669) $1,600
Good (670-739) $1,600
Very Good (740-799) $1,600
Exceptional (800-850) $1,600

What are the cheapest cars to insure among the popular models?

I'm sure you know what cars are among the most popular in California. The best-selling vehicles that run on California roads include: the Toyota Camry, the Honda Accord, the Nissan Altima, the Ford Fusion, the Honda Civic and more, as shown in the table below. These vehicles need to be insured. At least to meet national minimum requirements and limits. We have combined our own statistics with other studies to find out what are the cheapest vehicles to insure in California. We are sharing our knowledge with you right now. Note: this study is relevant for this year 2019 and next year 2020.

Rank Car make/model Average annual premium
1 Subaru Outback $1,420
2 Jeep Wrangler $1,460
3 Honda CR-V $1,470
4 Ford Escape $1,500
5 Subaru Forester $1,535
6 Chevrolet Equinox $1,550
7 GMC Sierra 1500 $1,555
8 Toyota Tacoma $1,570
9 Jeep Cherokee $1,575
10 Toyota Highlander $1,600
11 Nissan Rogue $1,620
12 Toyota RAV4 $1,620
13 Ford Explorer $1,680
14 Ram 1500 $1,690
15 Ford F-150 $1,730
16 Honda Accord $1,780
17 Chevrolet Silverado 1500 $1,790
18 Toyota Camry $1,795
19 Honda Civic $1,860
20 Toyota Corolla $1,900
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