Would you like to buy the cheapest possible car insurance deal in Chula Vista in the state of California from State Farm Insurance - Emanuel Estrada, Insurance or similar insurance agents near you? First, you should determine how much is car insurance per month in Chula Vista and who has the cheapest auto insurance quotes for you or your family! We can help you compare insurance quotes from multiple national carriers around Chula Vista city to ensure you get the best policy at the most affordable price. However, purchasing a car insurance in San Diego county is not an easy task. You will need to make sure that the auto insurance you are going to buy, is appropriate for your particular situation. The successful, experienced and well skilled independent insurance agent - such as State Farm Insurance - Emanuel Estrada, Insurance - must have the right knowledge to help you find cheap full coverage car insurance. The easiest solution is to contact State Farm Insurance - Emanuel Estrada, Insurance from Chula Vista (call this insurance agency: (619) 397-3710) or your current auto insurance agent and ask him for more information about comprehensive coverage, personal injury protection (PIP), uninsured and underinsured motorist protection, deductibles (what will your deductible be), discounts (bundled policies - homeowners) or your payment options.
Minimum California car insurance coverage - Chula Vista city
What is the minimum amount of liability insurance you must have on your policy and how much car insurance is enough? The amount of liability insurance you can buy on a car insurance policy varies by insurance company, but if you own a home and have some savings, you will need enough car (liability) insurance to cover their value. It is your agent's responsibility to listen to your needs, respect your budget and explain to you all the available coverage options. Ask State Farm Insurance - Emanuel Estrada, Insurance for better insurance quotes or start to shop around to find automobile insurance, which will cover damages or any liability you may sustain in a car accident. California state (this also applies to the city of Chula Vista) requires drivers to carry at least the following auto insurance coverages.- $15,000 for injury/death to one person
- $30,000 for injury/death to more than one person
- $5,000 for damage to property
| Insurance Company | State minimum rate | 50/100/50 annual rate | Average rate |
|---|---|---|---|
| Geico | $250 | $310 | $1.375 |
| Progressive | $440 | $530 | $1.484 |
| Allstate | $490 | $540 | $2.172 |
| State Farm Insurance - Emanuel Estrada, Insurance | Ø $300 or ask | Ø $380 or Ask | Ø $656 or Ask |
| Nationwide | $570 | $690 | $1.172 |
| State Farm | $570 | $720 | $2.000 |
| Farmers | $600 | $740 | $1.328 |
- Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident minimum
- Property Damage Liability Coverage: $5,000 minimum
- Uninsured Motorist Bodily Injury Coverage: $15,000 per person / $30,000 per accident minimum
- Uninsured Motorist Property Damage Coverage: $3,500 minimum
| Insurance Company | Los Angeles | San Francisco | Chula Vista | San Diego |
|---|---|---|---|---|
| Geico | $1.062 | $1.016 | $1.484 & ask! | $844 |
| Progressive | $1.172 | $1.047 | $1.484 & ask! | $859 |
| Allstate | $1.344 | $1.281 | $1.484 & ask! | $1.234 |
| State Farm | $2.266 | $2.219 | $1.484 & ask! | $2.187 |
| Nationwide | $2.578 | $2.516 | $1.484 & ask! | $2.375 |
| Farmers | $2.594 | $2.562 | $1.484 & ask! | $2.484 |
How much is homeowners insurance in Chula Vista and who offers the best home insurance rates near you? While the average cost of homeowners insurance in Chula Vista is around $975, and homeowners insurance premiums are affected by your claims history, you are able to deduct some housing expenses, including your homeowners insurance premiums and ask State Farm Insurance - Emanuel Estrada, Insurance for better monthly insurance rates! Though this agent from San Diego focuses mainly on car insurance, insurance adjusters, you can ask him how to bundle your auto and homeowners insurance policies to get discount homeowner's insurance rates, which is a great money saving idea. While comparing homeowners insurance plans, use zip code:91910 to determine the homeowner tax rate and get some tips for your area.
| Amount of insurance | Average annual rate in Chula Vista, CA | Average annual rate nationwide |
|---|---|---|
| $49,999 and under | $340 | $370 |
| $50,000 to $74,999 | $380 | $710 |
| $75,000 to $99,999 | $440 | $780 |
| $100,000 to $124,999 | $490 | $800 |
| $125,000 to $149,999 | $540 | $840 |
| $150,000 to $174,999 | $580 | $870 |
| $175,000 to $199,999 | $620 | $910 |
| $200,000 to $299,999 | $720 | $1,000 |
| $300,000 to $399,999 | $870 | $1,200 |
| $400,000 to $499,999 | $1,000 | $1,440 |
| $500,000 and over | $1,700 | $2,140 |
California Department of Insurance - Homeowners Insurance
By using homeowners insurance comparison tool on California Department of Insurance, you will be able to make the best informed decision while shopping for homeowners, condominium, renters, or earthquake coverages. All premiums calculated and displayed on insurance.ca.gov are annual premiums and are effective as of 03.20.2023. For getting the exact premium for your home, you will need to contact State Farm Insurance - Emanuel Estrada, Insurance or an insurance representative (agent, broker) of your choice who will give you a detailed quote. Though homeowners insurance is not mandatory in Chula Vista, if you plan to finance your home with a mortgage, your lender most likely will require you to have homeowners coverage to protect your home in case of damage.| Website: | insurance.ca.gov |
|---|---|
| Insurance Commissioner: | Dave Jones & general contact form |
| Insurance Hotline: | (800) 927 – 4357 (HELP & complaints) |
| Office Hours: | Monday – Friday, 9:00 am to 5:00 pm |
| File a Consumer Insurance Complaint | Complaint Page |
| FAIR Plan directly | 800-339-4099 |
| Residential insurance guide | Flipbook guide |
| Home and residential insurance | Residential Series Guides |
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State Farm Insurance - Emanuel Estrada, Insurance
Insurance in California Insurance in Chula Vista