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Guardado Jr, David G - Allstate Insurance Company

Insurance Agent from Apple ValleyCalifornia

Write a Review Guardado Jr, David G  -  Allstate Insurance Company is an Allstate insurance agency (agent) from Apple Valley As you can see, this agent (agency) based in Apple Valley is the insurer's representative. In this case, we talk about Allstate insurance company that is one of the largest insurance providers in the United States, not just near San Bernardino county. But is this company right for you and your family? Depending on personal preferences and parameters, car insurance rates from Guardado Jr, David G - Allstate Insurance Company are usually above average and the real prices of policies are moving around $1.867 yearly, the quoting system requires you to assign a primary driver for each car but Allstate configurator allows you to keep your current coverage level, or tailor your insurance policy by adjusting coverage individually. Guardado Jr, David G - Allstate Insurance Company provides different types of insurance for people living in Apple Valley and all of California. When shopping for insurance policies (such as: car insurance, home insurance, life or health insurance) in San Bernardino county, you can choose to buy your policy directly from a captive insurance agent working for State Farm, Allstate, Liberty Mutual, Travelers or Berkshire Hathaway in your area and who knows your primary language or find a full-service insurance agency offering personal and commercial insurance to individuals (families) and businesses as well.

How much is car insurance in Apple Valley, California and who has the best rates around 92308? The average car insurance rates in Apple Valley are at $1.102 yearly for adults, $1.837 for teenagers (16 - 25 years) and $808 for seniors.

You can contact Guardado Jr, David G - Allstate Insurance Company directly on the phone: (760) 240-5900, or you can arrange a meeting with an insurance representative at 20786 Bear Valley Rd, #B • San Bernardino. Contact this agency and discuss your insurance needs, analyze your current policies and switch or cancel your car insurance or home and life insurance to lower your car insurance premiums.
Allstate insurance agent locator - find an agent around Apple Valley
Find all Allstate insurance agents in Apple Valley, read reviews, customer testimonials and other trust signals about Guardado Jr, David G - Allstate Insurance Company and other agencies close to the zip code 92308. Learn more about Allstate car insurance in Apple Valley and get a free customized car insurance quote.
Farmers insurance agent locator - find an agent around Apple Valley
Compare Farmers insurance agents near Apple Valley, CA. Read positive and negative reviews and customer testimonials regarding Guardado Jr, David G - Allstate Insurance Company and other insurance brokers close to the zip code 92308. Learn more about Farmers car, home, life and health insurance in Apple Valley and get a free quote, premiums and claims information.
State Farm insurance agent locator - find an agent around Apple Valley
Browse our directory of independent and captive insurers, write and read reviews of State Farm agents in Apple Valley, find your favorite products (car, home, property, business, life or health insurance) and services and ask for a better price. Most State Farm insurance agents from Apple Valley have a franchise relationship with this company.
When it comes to buying the right insurance protection for you and your family, finding the best insurance agent is not an easy task. Make sure that the Guardado Jr, David G - Allstate Insurance Company from Apple Valley is certified by the federal government. Do not miss positive and negative reviews of Guardado Jr, David G - Allstate Insurance Company and of all licensed or highly rated brokers from your neighborhood. So, how to buy the cheapest policy with the widest insurance coverage that fit your needs and family budget? Compare insurance rates and get a free quote online.

Phone Number: (760) 240-5900

Agency Services: various types of insurance

Zip Code: 92308 • San Bernardino county

Address: 20786 Bear Valley Rd, #B • Apple ValleyCalifornia


Would you like to buy the cheapest possible car insurance deal in Apple Valley in the state of California from Guardado Jr, David G - Allstate Insurance Company or similar insurance agents near you? First, you should determine how much is car insurance per month in Apple Valley and who has the cheapest auto insurance quotes for you or your family! We can help you compare insurance quotes from multiple national carriers around Apple Valley city to ensure you get the best policy at the most affordable price. However, purchasing a car insurance in San Bernardino county is not an easy task. You will need to make sure that the auto insurance you are going to buy, is appropriate for your particular situation. The successful, experienced and well skilled independent insurance agent - such as Guardado Jr, David G - Allstate Insurance Company - must have the right knowledge to help you find cheap full coverage car insurance. The easiest solution is to contact Guardado Jr, David G - Allstate Insurance Company from Apple Valley (call this insurance agency: (760) 240-5900) or your current auto insurance agent and ask him for more information about comprehensive coverage, personal injury protection (PIP), uninsured and underinsured motorist protection, deductibles (what will your deductible be), discounts (bundled policies - homeowners) or your payment options.
Minimum California car insurance coverage - Apple Valley city
What is the minimum amount of liability insurance you must have on your policy and how much car insurance is enough? The amount of liability insurance you can buy on a car insurance policy varies by insurance company, but if you own a home and have some savings, you will need enough car (liability) insurance to cover their value. It is your agent's responsibility to listen to your needs, respect your budget and explain to you all the available coverage options. Ask Guardado Jr, David G - Allstate Insurance Company for better insurance quotes or start to shop around to find automobile insurance, which will cover damages or any liability you may sustain in a car accident. California state (this also applies to the city of Apple Valley) requires drivers to carry at least the following auto insurance coverages.
  • $15,000 for injury/death to one person
  • $30,000 for injury/death to more than one person
  • $5,000 for damage to property
Insurance Company State minimum rate 50/100/50 annual rate Average rate
Geico $250 $310 $1.381
Progressive $440 $530 $1.491
Allstate $490 $540 $2.181
Guardado Jr, David G - Allstate Insurance CompanyØ $300 or ask Ø $380 or Ask Ø $659 or Ask
Nationwide $570 $690 $1.177
State Farm $570 $720 $2.009
Farmers $600 $740 $1.334
  • Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident minimum
  • Property Damage Liability Coverage: $5,000 minimum
  • Uninsured Motorist Bodily Injury Coverage: $15,000 per person / $30,000 per accident minimum
  • Uninsured Motorist Property Damage Coverage: $3,500 minimum
Insurance Company Los Angeles San Francisco Apple Valley San Diego
Geico $1.067 $1.020 $1.491 & ask! $847
Progressive $1.177 $1.051 $1.491 & ask! $863
Allstate $1.350 $1.287 $1.491 & ask! $1.240
State Farm $2.275 $2.228 $1.491 & ask! $2.197
Nationwide $2.589 $2.526 $1.491 & ask! $2.385
Farmers $2.605 $2.574 $1.491 & ask! $2.495
How much is homeowners insurance in Apple Valley and who offers the best home insurance rates near you? While the average cost of homeowners insurance in Apple Valley is around $975, and homeowners insurance premiums are affected by your claims history, you are able to deduct some housing expenses, including your homeowners insurance premiums and ask Guardado Jr, David G - Allstate Insurance Company for better monthly insurance rates! Though this agent from San Bernardino focuses mainly on car insurance, home insurance, you can ask him how to bundle your auto and homeowners insurance policies to get discount homeowner's insurance rates, which is a great money saving idea. While comparing homeowners insurance plans, use zip code:92308 to determine the homeowner tax rate and get some tips for your area.
Amount of insurance Average annual rate in Apple Valley, CA Average annual rate nationwide
$49,999 and under $340 $370
$50,000 to $74,999 $380 $710
$75,000 to $99,999 $440 $780
$100,000 to $124,999 $490 $800
$125,000 to $149,999 $540 $840
$150,000 to $174,999 $580 $870
$175,000 to $199,999 $620 $910
$200,000 to $299,999 $720 $1,000
$300,000 to $399,999 $870 $1,200
$400,000 to $499,999 $1,000 $1,440
$500,000 and over $1,700 $2,140
California Department of Insurance - Homeowners Insurance
By using homeowners insurance comparison tool on California Department of Insurance, you will be able to make the best informed decision while shopping for homeowners, condominium, renters, or earthquake coverages. All premiums calculated and displayed on are annual premiums and are effective as of 04.08.2020. For getting the exact premium for your home, you will need to contact Guardado Jr, David G - Allstate Insurance Company or an insurance representative (agent, broker) of your choice who will give you a detailed quote. Though homeowners insurance is not mandatory in Apple Valley, if you plan to finance your home with a mortgage, your lender most likely will require you to have homeowners coverage to protect your home in case of damage.
Insurance Commissioner: Dave Jones & general contact form
Insurance Hotline: (800) 927 – 4357 (HELP & complaints)
Office Hours: Monday – Friday, 9:00 am to 5:00 pm
File a Consumer Insurance Complaint Complaint Page
FAIR Plan directly 800-339-4099
Residential insurance guide Flipbook guide
Home and residential insurance Residential Series Guides
Insurance company, agent

Reviews & comments: Write a review or question

Guardado Jr, David G - Allstate Insurance Company

Insurance in Apple Valley Insurance in California

Written by Michelle Nitsche (unregistered)
Fri, 07/05/2019 - 21:18

I was insured by Allstate for many years this was my last local agent before I cancelled my policy I was not with this particular agent by choice my original agent moved out of the area & this is the closest agent after that & the woman that always helped me had actually stayed working with the company & moved to this location so I was good until she left after a bit & then Laura was my go to & she had gone out for awhile due to o personal reasons however my policy amount due started to go up & up & up so I inquired & was told it was due to some accident from years prior & that didn't sound right so I checked into it wasn't the case instead of informing me of paying a day sooner the agent let my policy keep lapsing by a day & not being honest with me so I was not happy about that but stayed with Allstate they had been more positive than negative at the time or so I thought until I just purchased multi policy coverage with AAA Auto Club & was informed that Allstate counts your roadside assistance calls as CLAIMS!! & Had I used it 2 more times AAA would not have been able to insure me!! 😡 Wow!! I was speechless & finally responded with " so if you have a clunker car that breaks down a lot Allstate will make it worse not better by putting roadside assistance calls for help on your insurance as CLAIMS & best part is they DON'T TELL YOU!! Not the company I want to come & help me & hinder me while smiling in my face. Amanda Guardardo disappointed me lied to me & could have ended up costing me sky high rates for a long time by not being honest & up front. I give this agency 1 star for Laura Paz being more helpful than harmful. 

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