Who has the best home & renters insurance in California in 2019
Updated • 10 months ago
We have read many articles, reviews and studies on topics related to home and renters insurance in California and evaluated the best homeowners and renters insurance companies of 2018 based on ratings and customer reviews. In general, the best (most popular) homeowners insurance companies in California are Liberty Mutual, Farmers, Allstate, State Farm, Travelers and Mercury. As you can see in below table, Mercury Insurance Company have the cheapest homeowners coverage with around $500 from all other careers in the area. Home insurance from Travelers (insurance company) is second best option when searching low cost homeowners policy.
Which insurer has the best homeowners quotes?
Average home insurance rates in California (H0-3 policy)
| Amount of home insurance | Average annual (CA) | Average annual (nationwide) |
|---|---|---|
| $49,999 and less | $340 | $370 |
| $50,000 to $74,999 | $380 | $710 |
| $75,000 to $99,999 | $440 | $780 |
| $100,000 to $124,999 | $490 | $800 |
| $125,000 to $149,999 | $540 | $840 |
| $150,000 to $174,999 | $580 | $870 |
| $175,000 to $199,999 | $620 | $910 |
| $200,000 to $299,999 | $720 | $1,000 |
| $300,000 to $399,999 | $870 | $1,200 |
| $400,000 to $499,999 | $1,060 | $1,440 |
| $500,000 and more | $1,700 | $2,140 |
California home insurance rates by ZIP code
- 92086- WARNER SPRINGS: $1,200
- 92036- JULIAN: $1,200
- 92066- RANCHITA: $1,200
- 94040- MOUNTAIN VIEW: $500
- 94306- PALO ALTO: $500
- 95050- SANTA CLARA: $550
Who has the cheapest California homeowner insurance?
| $200,000 dwelling/$1,000 deductible/$100,000 liability | Rate |
| Mercury | $490 |
| Travelers | $730 |
| Allstate | $800 |
| State Farm | $850 |
| Liberty Mutual | $920 |
| Farmers | $960 |
| Partial data source: insurance.com | |
| $200,000 dwelling/$1,000 deductible/$300,000 liability | Rate |
| Mercury | $510 |
| Travelers | $750 |
| Allstate | $840 |
| State Farm | $870 |
| Liberty Mutual | $950 |
| Farmers | $980 |
| $300,000 dwelling/$1,000 deductible/$300,000 liability | Rate |
| Mercury | $640 |
| Travelers | $1,000 |
| State Farm | $1,200 |
| Allstate | $1,200 |
| Liberty Mutual | $1,490 |
| Farmers | $1,600 |
| $400,000 dwelling/$1,000 deductible/$300,000 liability | Rate |
| Mercury | $800 |
| Travelers | $1,300 |
| State Farm | $1,570 |
| Allstate | $1,610 |
| Liberty Mutual | $2,000 |
| Farmers | $2,300 |
| $500,000 dwelling/$1,000 deductible/$300,000 liability | Rate |
| Mercury | $960 |
| Travelers | $1,590 |
| State Farm | $1,950 |
| Allstate | $2,050 |
| Liberty Mutual | $2,530 |
| Farmers | $3,000 |
| $600,000 dwelling/$1,000 deductible/$300,000 liability | Rate |
| Mercury | $1,110 |
| Travelers | $1,880 |
| State Farm | $2,320 |
| Allstate | $2,510 |
| Liberty Mutual | $3,110 |
| Farmers | $3,720 |
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"Who has the best home & renters insurance in California in 2019"
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