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Who has the best car insurance rates in Los Angeles?

Updated • 2 years 1 month ago

Updates: Existing policyholders should review their policies and contracts and follow below steps for lowering insurance rates. These steps include the following: your insurer (agent, broker or even insurance company) must be regularly updated with major life changes and if so, you may increase deductibles, shop around and check for all available auto insurance discounts in Los Angeles. The cheapest car insurance quotes can be obtained online via brokerage websites, comparison sites or even directly through your insurance agent.

Insurance company Best in this area
GEICO / USAA Customer service and convenience
Ameriprise / State Farm Claims handling (subsequent handling)
Metromile / Progressive, Nationwide Low mileage drivers
USAA / GEICO Veterans and military members
Erie ( The cheapest rates

Finding the right insurance policy is not an easy task. If you are seeking comprehensive cover for better protection against damages caused to you or your car, you should know, where to look for when buying car insurance and how to compare insurance rates by various criteria. So, how much is car insurance per month in California, who has the cheapest insurance rates and how much should you pay for car insurance if you are a woman or a man? By using our service, you can ask for auto insurance quotes online a get car insurance rates by ZIP code, location, gender, credit score or by your driving history.

Coverage Men Women
Liability $1,320 $1,180
Collision $570 $540
Comprehensive $90 $80
Total Cost Per Year $1,980 $1,810
Price Per Month ca $165 ca $150

Top 10 most common vehicles used in Los Angeles

It's no wonder that Los Angeles boasts the most cars per capita in the U.S. Below are the most popular vehicles in LA as determined by auto registrations in 2017 - 2018. As you already know, there are many factors that may affect your car insurance rates, including your age, where you live, your driving history or credit score (financial situation, insurance inquiries), but also the type and model of your car. Your car should be equipped with anti-theft devices, anti-lock brakes and another modern safety equipment to be able get auto insurance discounts.

  1. Honda Accord EX/LX
  2. Honda Civic EX/LX
  3. Toyota Prius
  4. Acura CSX
  5. Toyota Camry LE/XLE/SE
  6. Ford F150
  7. Ford Mustang
  8. BMW 328I
  9. Ford Explorer
  10. Nissan Altima 2.5 S

What is the minimum insurance required in Los Angeles, CA?

As you can see below, California requires drivers to carry at least the following auto insurance coverage minimums. California law also requires that you have a policy, that will cover costs related to damages or bodily injuries you may have caused in a car accident. However, you should remember and consider, that this minimum auto insurance coverage may not be enough to ensure that you or your family and assets are fully protected.

  1. Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident minimum
  2. Property Damage Liability Coverage: $5,000 is a minimum
  3. Uninsured Motorist Bodily Injury Coverage: $15,000 per person / $30,000 per accident minimum
  4. Uninsured Motorist Property Damage Coverage: $3,500 is a minimum

California rates by city and insurance company

Insurance Company Los Angeles
Geico $1,260
Progressive $1,430
Allstate $1,980
State Farm $2,750
Nationwide $2,800
Farmers $2,850

Below table contains California car insurance rates by company. This data contains average annual rates for California, ranked ranked from the cheapest to the most expensive. You can browse our list of insurance agents in California and find the best one!

Company State Minimum (average annual rate)
Geico $250
Progressive $400
Allstate $490
Nationwide $570
State Farm $570
Farmers $600
Company 50/100/50 (average annual rate)
Geico $300
Progressive $500
Allstate $540
Nationwide $690
Farmers $700
State Farm $700
Company 100/300/100 (average annual rate)
Geico $900
Progressive   $1,120
Allstate $1,300
Nationwide $1,750
Farmers $1,900
State Farm $1,900
unknown 90%

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