Who has the best car insurance rates in Los Angeles?
Updated • 1 year ago
Updates: Existing policyholders should review their policies and contracts and follow below steps for lowering insurance rates. These steps include the following: your insurer (agent, broker or even insurance company) must be regularly updated with major life changes and if so, you may increase deductibles, shop around and check for all available auto insurance discounts in Los Angeles. The cheapest car insurance quotes can be obtained online via brokerage websites, comparison sites or even directly through your insurance agent.
| Insurance company | Best in this area |
|---|---|
| GEICO / USAA | Customer service and convenience |
| Ameriprise / State Farm | Claims handling (subsequent handling) |
| Metromile / Progressive, Nationwide | Low mileage drivers |
| USAA / GEICO | Veterans and military members |
| Erie (erieinsurance.com) | The cheapest rates |
Finding the right insurance policy is not an easy task. If you are seeking comprehensive cover for better protection against damages caused to you or your car, you should know, where to look for when buying car insurance and how to compare insurance rates by various criteria. So, how much is car insurance per month in California, who has the cheapest insurance rates and how much should you pay for car insurance if you are a woman or a man? By using our service, you can ask for auto insurance quotes online a get car insurance rates by ZIP code, location, gender, credit score or by your driving history.
| Coverage | Men | Women |
|---|---|---|
| Liability | $1,320 | $1,180 |
| Collision | $570 | $540 |
| Comprehensive | $90 | $80 |
| Total Cost Per Year | $1,980 | $1,810 |
| Price Per Month | ca $165 | ca $150 |
Top 10 most common vehicles used in Los Angeles
It's no wonder that Los Angeles boasts the most cars per capita in the U.S. Below are the most popular vehicles in LA as determined by auto registrations in 2017 - 2018. As you already know, there are many factors that may affect your car insurance rates, including your age, where you live, your driving history or credit score (financial situation, insurance inquiries), but also the type and model of your car. Your car should be equipped with anti-theft devices, anti-lock brakes and another modern safety equipment to be able get auto insurance discounts.
- Honda Accord EX/LX
- Honda Civic EX/LX
- Toyota Prius
- Acura CSX
- Toyota Camry LE/XLE/SE
- Ford F150
- Ford Mustang
- BMW 328I
- Ford Explorer
- Nissan Altima 2.5 S
What is the minimum insurance required in Los Angeles, CA?
As you can see below, California requires drivers to carry at least the following auto insurance coverage minimums. California law also requires that you have a policy, that will cover costs related to damages or bodily injuries you may have caused in a car accident. However, you should remember and consider, that this minimum auto insurance coverage may not be enough to ensure that you or your family and assets are fully protected.
- Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident minimum
- Property Damage Liability Coverage: $5,000 is a minimum
- Uninsured Motorist Bodily Injury Coverage: $15,000 per person / $30,000 per accident minimum
- Uninsured Motorist Property Damage Coverage: $3,500 is a minimum
California rates by city and insurance company
| Insurance Company | Los Angeles |
|---|---|
| Geico | $1,260 |
| Progressive | $1,430 |
| Allstate | $1,980 |
| State Farm | $2,750 |
| Nationwide | $2,800 |
| Farmers | $2,850 |
Below table contains California car insurance rates by company. This data contains average annual rates for California, ranked ranked from the cheapest to the most expensive. You can browse our list of insurance agents in California and find the best one!
| Company | State Minimum (average annual rate) |
|---|---|
| Geico | $250 |
| Progressive | $400 |
| Allstate | $490 |
| Nationwide | $570 |
| State Farm | $570 |
| Farmers | $600 |
| Company | 50/100/50 (average annual rate) |
| Geico | $300 |
| Progressive | $500 |
| Allstate | $540 |
| Nationwide | $690 |
| Farmers | $700 |
| State Farm | $700 |
| Company | 100/300/100 (average annual rate) |
| Geico | $900 |
| Progressive | $1,120 |
| Allstate | $1,300 |
| Nationwide | $1,750 |
| Farmers | $1,900 |
| State Farm | $1,900 |
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"Who has the best car insurance rates in Los Angeles?"
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